APPENDIX IV, ACRONYMS USED IN THE REPORT

Acronym: 4C
Explanation: Communication, Capability, Challenge and Control

Acronym: AI
Explanation: Assuming Institution

Acronym: BDO
Explanation: BDO USA, LLP

Acronym: CMU
Explanation: Capital Markets Unit

Acronym: CTM
Explanation: Controls Total Module

Acronym: DRR
Explanation: Division of Resolutions and Receiverships

Acronym: DOF
Explanation: Division of Finance

Acronym: ERM Enterprise Risk Management
Explanation:

Acronym: FDIC
Explanation: Federal Deposit Insurance Corporation

Acronym: FHLB
Explanation: Federal Home Loan Bank

Acronym: FHLB NY
Explanation: Federal Home Loan Bank of New York

Acronym: FMU
Explanation: Franchise Marketing Unit

Acronym:GAGAS
Explanation: Generally Accepted Government Auditing Standards

Acronym: GAO
Explanation: Government Accountability Office, formerly the General Accounting Office

Acronym: MBS
Explanation: Mortgage Backed Securities

Acronym: OIG
Explanation: Office of Inspector General

Acronym: P&A
Explanation: Purchase and Assumption

Acronym: P&I
Explanation: Principal and Interest

Acronym: PLMBS Private Label Mortgage Backed Securities
Explanation:

Acronym: SLA
Explanation: Shared Loss Agreement