Figure 2: GWSB's Charge-off on Loans and Leases from December 31, 2007 to December 31, 2009

(Dollars in Thousands)

ADC Loans: $18,265
Other CRE Loans: $3,004
1-4 Family Residential: $523
Commercial & Industrial: $5,702

Source: Reports of Condition and Income for GWSB.