Figure 4: UCB's Net Non-Core Funding Dependence Ratio

ADC Loans to Average Gross Loans

Dec-02
UCB: 37.78%
Peers: 30.58%

Dec-03
UCB: 37.57%
Peers: 32.96%

Dec-04
UCB: 36.72%
Peers: 32.57%

Dec-05
UCB: 46.60%
Peers: 33.19%

Dec-06
UCB: 49.91%
Peers: 33.81%

Dec-07
UCB: 54.38%
Peers: 34.74%

Dec-08
UCB: 54.47%
Peers: 38.23%

Sept-09
UCB: 57.00%
Peers: 32.73%

Source: UBPRs for UCB.