Figure 2: UCB's ADC Loans as a Percentage of Average Gross Loans Compared to Peers

Percentage

Dec-02
UCB: 7.47%
Peers: 5.49%

Dec-03
UCB: 7.60%
Peers: 5.55%

Dec-04
UCB: 6.64%
Peers: 6.40%

Dec-05
UCB: 7.87%
Peers: 7.03%

Dec-06
UCB: 11.91%
Peers: 9.66%

Dec-07
UCB: 17.76%
Peers: 11.75%

Dec-08
UCB: 21.65%
Peers: 11.42%

Jun-09
UCB: 21.70%
Peers: 10.57%

Source: UBPRs for UCB.