Figure 2: Summary of CSB's Loan Mix as a Percentage of Total Loans

2004
Construction & Development (ADC): 12.05%
CRE - Nonfarm/Nonresidential: 36.56%
1-4 Family Residential: 21.19%
Home Equity Loans: 9.57%
Multifamily Real Estate Loans: 1.17%
Non-Real Estate Loans: 19.31%

2005
Construction & Development (ADC): 12.69%
CRE - Nonfarm/Nonresidential: 37.79%
1-4 Family Residential: 16.63%
Home Equity Loans: 10.01%
Multifamily Real Estate Loans: 1.64%
Non-Real Estate Loans: 20.91%

2006
Construction & Development (ADC): 12.13%
CRE - Nonfarm/Nonresidential: 40.81%
1-4 Family Residential: 14.86%
Home Equity Loans: 8.81%
Multifamily Real Estate Loans: 1.46%
Non-Real Estate Loans: 21.7%

2007
Construction & Development (ADC): 11.28%
CRE - Nonfarm/Nonresidential: 45.74%
1-4 Family Residential: 15.28%
Home Equity Loans: 8.41%
Multifamily Real Estate Loans: 1.93%
Non-Real Estate Loans: 17.21%

2008
Construction & Development (ADC): 10.06%
CRE - Nonfarm/Nonresidential: 50.51%
1-4 Family Residential: 16.5%
Home Equity Loans: 9.19%
Multifamily Real Estate Loans: 2.18%
Non-Real Estate Loans: 11.5%

Source: UBPR for CSB, December 31, 2008.