Figure 3 : Comparison of FSB's Non-core Funding Dependence to Peer Group
Non-Core Funding Dependency Ratio
12/31/04 FSB - 8.24% Peer Group - 13.37%
12/31/05 FSB - 3.76% Peer Group - 12.27%
12/31/06 FSB - 17.83% Peer Group - 11.20%
12/31/07 FSB - 39.18% Peer Group - 20.99%
12/31/08 FSB - 44.42% Peer Group - 25.44%

Source: UBPRs for FSB.