Figure 2: Comparison of FSB's Total Non-interest Expenses as a Percentage of Average Assets to Peer Group
Non-interest Expenses
12/31/04 FSB - 4.0% Peer Group - 3.15%
12/31/05 FSB - 4.06% Peer Group - 3.20%
12/31/06 FSB - 4.28% Peer Group - 3.58%
12/31/07 FSB - 4.76% Peer Group - 3.23%
12/31/08 FSB - 4.28% Peer Group - 3.24%

Source: UBPRs for FSB.