Figure 3: Security Banks’ Adversely Classified Items Coverage Ratios, Reported in Examinations Conducted from 2006 to 2008
Bank/ ROE Date Adversely Classified Items Coverage Ratios
N. Metro 11/06 55.01%
N. Metro 12/08 292.58%
N. Fulton 08/06 .71%
N. Fulton 03/08 63.68%
Jones 01/06 15.05%
Jones 06/07 14.15%
Houston 05/06 44.65%
Houston 11/07 76.16%
Houston 10/08 140.48%
Gwinnett 12/06 30.49%
Gwinnett 06/08 334.97%
Bibb 03/06 33.22%
Bibb 03/07 34.59%
Bibb 03/08 139.60%

Source: OIG analysis of the ROEs of the Security Banks.