Figure Title: Figure 1: FirstCity’s Return on Assets Compared to Peer Group
Description of Figure 1: The graph is a line graph consisting of two lines (FirstCity and Peer Group). On the Y-axis is Return on Assets ranging in values from -4.00 to 3.00. The X-axis are month end dates of Dec-04, Dec-05, Dec-06, Dec-07, and Dec-08.

Below are the datapoints of both lines.

Return on Assets

FirstCity
12/31/04: 2.12
12/31/05: 1.40
12/31/06: 2.63
12/31/07: 1.32
12/31/08: -2.93

Peer
12/31/04: 1.09
12/31/05: 1.13
12/31/06: 1.10
12/31/07: 0.91
12/31/08: 0.55

Source: UBPRs for FirstCity.