Figure Title: Figure 1: Silver Falls' ROA Compared to Peer Group (Based on December 2004-December 2008 Data)
Description of Figure 1: The graph is a line graph consisting of two lines (Silver Falls and peer average). On the Y-axis is Percent of All Mortgage-Type. The X-axis is Year End from 2005 to 2008.

The plot points for both lines are below.

Silver Falls: 2004 – 1.52%

2005 – 1.50%

2006 – 1.85%

2007 – 1.66%

2008 - (6.31%) Peer: 2004 – 1.06

2005 – 1.13

2006 – 0.94

2007 – 0.91

2008 - 0.42

Source: UBPRs.