Text representation of Figure 4 titled: ADC Loans as a Percentage of Average Loans

Figure Title: Figure 4: ADC Loans as a Percentage of Average Loans - Compared to Peer
Description of Figure 4: The graph is a grouped bar graph with 6 groups. Each bar group consists of two items (Alliance and Peer).The Y-axis consists of the following ratios 0% 5% 10% 15% 20% 25% 30% 35% 40%. The X-axis consists of the following Period End Dates - Dec-03 Dec-04 Dec-05 Dec-06 Dec-07 Dec-08.

Dec-03 : Alliance - 26.24%, Peer - 8.67%

Dec-04 : Alliance - 28.10%, Peer - 9.98%

Dec-05 : Alliance - 31.91%, Peer - 12.72%

Dec-06 : Alliance - 36.75%, Peer - 14.96%

Dec-07 : Alliance - 34.37%, Peer - 18.52%

Dec-08 : Alliance - 23.93%, Peer - 18.03%

Source: UBPRs for Alliance.