| |
Leverage |
Tier 1 Risk-Based |
Total Risk-Based |
| Well Capitalized |
>= 5% and |
>= 6% and |
>= 10% |
| |
And is not subject to any written agreement, order, capital directive, or prompt corrective action directive to meet and maintain a specific level for any capital measure. |
| Adequately Capitalized |
>= 4%* or |
>= 4% or |
>= 8% |
| |
And does not meet the definition of a well capitalized bank.
*or a Leverage ratio of 3% if the bank is rated a composite 1 and is not experiencing or anticipating significant growth and has well diversified risk. |
| Undercapitalized |
< 4%* or |
< 4% or |
< 8% |
| |
*or <3% if the bank is rated composite 1 and is not experiencing or anticipating significant growth. |
| Significantly Undercapitalized |
< 3% or |
< 3% or |
< 6% |
| Critically Undercapitalized |
Tangible equity capital ratio that is <2% |
